The Difference Between Aged Care as an Outcome and Aged Care as a Plan
Aged care is often viewed through two different lenses: as an outcome that arises in times of crisis or as a proactive plan for the future. Understanding this difference can significantly impact the quality of care and support that elderly individuals receive.
The Story of John and His Mum
Let’s explore this difference through the real-life experience of John and his mother. For a long time, John’s mum was determined to maintain her independence, living on her own and managing her daily activities. However, one fateful Saturday morning, that independence was shattered. John found his mother on the kitchen floor, having suffered a fall and been there since Thursday evening. This incident marked a turning point, thrusting John into the challenging world of aged care.
Aged Care as an Outcome
In this scenario, aged care began as an outcome of a crisis. The urgent need for help became apparent when John's mother could no longer care for herself. The process that followed was reactive; decisions were made in haste to ensure her immediate safety and well-being.
John faced the emotional weight of transitioning his mother into respite care, a temporary solution that provided him with some breathing room to evaluate longer-term care options. The shock of having to move the person who had nurtured him into care was overwhelming, and the process felt fraught with stress and uncertainty.
Aged Care as a Plan
Contrast this with the concept of aged care as a plan. If John and his family had engaged in proactive discussions and planning about his mother’s future care needs, they might have avoided the crisis altogether. A well-structured plan could have included identifying suitable care options, financial preparations, and even exploring community resources long before the need became urgent.
Planning for aged care involves several critical steps:
Assessment of Needs: Understanding the individual’s physical and emotional needs is vital. Regular assessments can help families anticipate changes and make informed decisions.
Choosing the Right Care: By evaluating different types of care—residential, in-home support, or respite care—families can select options that align with their loved ones' preferences and needs.
Financial Considerations: Preparing financially for aged care is crucial. This might involve selling property or investing in products that ensure ongoing support. In John’s case, working with a buyer's and seller's advocate helped him secure the best price for his mother’s house, providing the funds necessary for her care.
Open Communication: Engaging in discussions about preferences and wishes can ease the emotional burden when the time comes to make difficult decisions.
The Path Forward
After selling his mother’s house, John received an early distribution from the proceeds, allowing him and his brother to contribute to their mother’s care. They also purchased the appropriate financial products to ensure her comfort for the rest of her life.
While the steps taken seemed straightforward, the emotional toll of the transition was significant. Families often underestimate the challenge of moving a loved one into care, especially when it involves a parent who has been a source of support throughout their lives.
Conclusion
The difference between aged care as an outcome and aged care as a plan is profound. By approaching aged care with foresight and preparation, families can ease the transition and ensure that their loved ones receive the care and support they deserve. As we learn from John’s story, taking proactive steps today can help avoid crises tomorrow, making a significant difference in the quality of care and the emotional well-being of everyone involved.
By Brett Tarlington